Specialized Insurance

[Shawn]

Do any of you carry additional specialized insurance in relation to being a cyclist?

This could be something like bike insurance to cover bikes and even kits in the event of a wreck.

It could even be something like accident insurance or helicopter insurance in the event you get hurt while riding.

 

[Heatman]

In my opinion, carrying additional specialized insurance is very good because those specialized coverage addresses increasing accident risks cyclists face everyday which only the standard policies fall short on.